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Tax Services

Apply for your federal tax refund with confidence.

Secure ID.me verification, streamlined review, and direct deposit to your account.

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A secure path to your refund

Oak Montt Finance offers a secure way to apply for your federal IRS tax refund. Verify your identity with ID.me, submit from your online banking dashboard, and track status in real time. Approved refunds can deposit directly to your account.

ID.me verified

IRS-trusted identity verification protects your application.

Bank-level security

Encryption and careful review at every step of the process.

Direct deposit

Receive approved refunds straight into your Oak Montt Finance account.

How it works

1

Select refund type

Choose individual, joint, amended return, or earned income credit refund.

2

Link ID.me

Enter your ID.me credentials. They are encrypted and stored securely for verification.

3

Submit & track

Complete your details, submit for review, and follow status online.

Refund types we support

Individual Refund

Apply securely from your online banking dashboard after signing in.

Joint Filing Refund

Apply securely from your online banking dashboard after signing in.

Amended Return (1040-X)

Apply securely from your online banking dashboard after signing in.

Earned Income Credit

Apply securely from your online banking dashboard after signing in.

Ready to apply for your tax refund?

Log in to online banking to start your IRS tax refund application with ID.me verification.

Log In to Apply Contact Us

1 Offer eligibility, account requirements, and promotional terms may vary. Minimum opening deposit, qualifying activities, and timeframes may apply. Fees may reduce earnings. See product disclosures for full details.

2 Rates, APRs, and promotional periods are subject to change without notice and may require credit approval. Not all applicants will qualify. Additional terms and conditions apply.

3 Card Controls features may vary by card type and enrollment. Availability of on/off controls, PIN changes, spending limits, and alerts depends on your account and device settings.

Third-party products and services, including payment and merchant solutions, are provided by independent companies that are not affiliated with Oak Montt Finance. Oak Montt Finance is not responsible for the products, services, or information of those providers.

Pre-qualification is not a commitment to lend and does not guarantee loan approval. Final approval is subject to underwriting, verification of information, and applicable eligibility requirements.

Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Google Play and the Google Play logo are trademarks of Google LLC. Android is a trademark of Google LLC.

Oak Montt Finance is a Member FDIC. Equal Housing Lender.